GENERAL TERMS AND CONDITIONS OF DOCSHIELD

1. Any Registered Medical Practitioner or Medical Establishment in India can take the member
   ship of Docshield, after remitting the requisite membership fee.
2. DOCSHIELD cover will start from the day of remittance of the membership fee along with
   the completion of documentation of membership agreement.
3. Interpretation of the case means, the cause of action of any case initiated, against the
   prescription or the treatment rolled out / started from the date of becoming the member till
   the expiry of the membership.

4, Even after the expiry of the membership, if any case a initiated against our ex-member, for
which the treatment was initiated during the period of our membership, Docshield shall handle
such cases without any additional fee / charges.

• Pre-membership cases shall attract the applicable pre-membership legal fee which shall be
  decided by the DOCSHIELD Legal Cell.
• DOCSHIELD membership will cover medical practices/services all over India. Members are
  at liberty to practice anywhere in India.
• DOCSHIELD shall send the membership agreement documents along with the enrolment
  letter, Docshield’s Payment Receipt (if already not issUed), Indemnity Policy documents,
  Membership Card & Medical Consent Form, directly at the members address, after
  enrolment & renewal of membership.
• DOCSHIELD will process the documentation of the claims, according to the original
  insurance contact, renewable every year. Delay in renewing the policy due to the fault of
  member shall automatically cease the monetary liability.
• Compulsory excess for Medical Establishment coverage applicable. The insured Medical
  Establishment shall bear for each and every claim a Compulsory Excess of 0.25 percent of
  the indemnity limit shown in the schedule subject to a minimum of Rs. 1000/- and a
  maximum of Rs. 1,00,000/-, as per the insurance contract.
• Docshield Members are required to contact on any of our helpline mobile line nos. in case of
  any legal problem.
• Docshield Members are requested to quote the membership number mentioned in the
  membership card for all enquiry of correspondence.
• All payment should be made in A/c payee cheque favoring ‘EXPERTS DOCTORS SHIELD
  SERVICES LIMITED”. Cash payment is strictly banned. Paying the membership or premium in
  cash is strictly on the responsibility and risk of the member and Docshield is not responsible for
  the misappropriation or manipulation made by any employee.
• Discontinuation of the membership at any stage is not permissible and no refund of member-
  ship fee will be made under any circumstances.
• That the membership is vaild for the opted period, only after the receipt of full membership fee.
  By the experts – for the Doctors