In order to comply with the members requirement and also having gathered in-depth knowledge /
expertise of more than 18 years of its promoters in servicing its members, the DOCSHIELD offers the
following

Provide Medico-legal Defense to its members through its expert Counsels who has vast
experience in handling medical negligence cases.

Provide Personal Legalities Defense through its expert Lawyers in assistance with the efficient
legal advisers, which would cover any type of personal legalities cases/suits irrespective of
medical service / treatment, such as summons to witness, Departmental Enquiry relating to
professional services, instrument purchase litigation, Complaint of violation of package
treatment/billing, Contractual agreement litigation limited to Banking, Credit Card, Medical
Registration related complaint, Passport related complaint, and also criminal cases related
with Medical Profession/treatment subject to some exception.

Arranging Court awarded compensation through one of the leading insurance company in
India for the members who have opted the Insurance coverage through Docshield.

To provide all type of Insurance coverage to its members éSand when required which includes
the Professional Indemnity Insurance for Medical Practitioners / Errors & Omissions Insurance
coverage for Medical

DOCSHIELD has made an arrangement with one of the leading Insurance companies of India to
fulfill its commitments of providing complete professional protection to its member Medical Establishments.
If opted, the members are being provided by the Errors & Omissions Insurance coverage as per the
limit desired by the member, under which the DOCSHIELD, shall arrange to settle the amount of
compensation within the limit of coverage availed by the member, against the award, if any, made by
the Court against the litigation through the concerned Insurance company. The applicable premium as per
the category designed by the Insurance Company have to be paid by the Member in advance.
Additional facilities available with the Errors Omissions Insurance:

The facilities like Pathology, Radiology. £.C.G facilities, Sonography, Scanning, X-ray, etc.
shall be covered under the Errors & Omissions Insurance policy, without any additional
premium..

For the coverage of unqualified staff / Para medical Staff, Technical staff working with the
establishment, can be availed by paying additional premium of 7.5% of the indemnity
premium.

The R.M.O (s}, Employed Doctor (s) and al! other sataried employees other than un-qualified
and paramedical staff are covered under the Medical Establishment policy.

ERRORS & OMISSIONS INSURANCE COVERAGE had been designed by the Insurance Companies
in India, in the early 80’s, for the Medical Establishments viz. Hospitals, Nursing / Convalescent
Homes, Mental Homes, Homes for Physicality disabled, Diagnostic Centers, etc., under which any
Registered Medical Establishments can be covered for the Professional Errors and Omissions. The
policy will indemnify the errors or omissions committed by the qualified doctors, nurses, technicians,
etc., attached with the Hospitals but not individually. In case the complaint is filed against the treating
Doctor’s individual name, irrespective of the fact that the treatment has been given in the hospital, this
coverage shall not work under any way to indemnify the Doctor, as the policy is in the name of
Hospital. Hence, it is advisable that the Doctors should always be covered under the Professional
Indemnity Insurance coverage separately.
Eligible Medical Establishments:
Hospitals
Nursing/Convalescent Homes.
Mental Homes
physically disabled
Diagnostic Centers

There should be minimum 10 beds (applicable in case of Hospitals /Nursing Homes/Mental
Homes).
A full-fledged operation theatre of its own.
Qualified Nursing Staff
Qualified Doctors should be in-charge round the clock.
The Medical Establishment should be registered with competent authority as per the local
regulations (Wherever applicable).
Applicable Premium:
Basic premium @ Rs.3/- per thousand
Premium for In Patient Department (IPD) @ Rs.5/- per patient.
Premium for Out Patient Department
(OPD) @Rs.1/- per patient
Premium for coverage of para-medical staff & Non Technical Staff viz. attendants, unqualified
staff, sweepers, etc. @ 7.5% on the Basic premium
GST as applicable (at present 18%) on the total premium.ption